US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63436
  5. Housing & Real Estate
Center city, MO

ZIP 63436 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63436

Median Home Value
$175,600
Median Rent
$344
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,128/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

42.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63436 in Center city, MO, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,128. That sits below the local median household income ($63,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.1%+36% vs US avg
x
Vacancy Rate
30.8%+199% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
79.3%+108% vs US avg
x
$175,600
Home Value
$344
Rent
1980
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.7%
  • 1-unit attached0.0%
  • 2-9 units2.7%
  • 10+ units1.5%
  • Mobile home & other25.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$175,600
Median rent$344
Owner-occupied89.1%
Vacant30.8%
Price-to-income2.8x
Est. income to buy$48,000