ZIP Code 63439 — undefined, MO Demographics & Data

ZIP code 63439 covers MO in Shelby County with a population of about 174.

At a glance, the area shows median age of 55.5 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-6; the QUINCY - HANNIBAL - KEOKUK media market.

MO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 35.6%; unemployment rate near 7.8%.

Labor and commute patterns include leading industry context around Food services, Wholesale trade, and Administrative support; a mean commute of about 47.0 minutes (U.S. average near 26.8).

Median home value is about $80,000 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 71.0% (about 5.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63439 in MO, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $514. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MO as Very Low (composite score 15.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (20.8) and flood (14.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MO show little to no average snow and around 39.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 8 for ZIP 63439 (MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.