What to know about ZIP 63442
ZIP code 63442 covers ZIP 63442 with a population of about 2,715.
At a glance, the area shows median age of 33.5 versus a U.S. median of about 38.9.
It sits in the OTTUMWA - KIRKSVILLE media market.
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ZIP Code 63442 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
2,715
Density
N/A
Median income
$77,692
+3% vs US avg
Home value
$172,800
-50% vs US avg
Median rent
$497
-57% vs US avg
Timezone
N/A
Overview of ZIP Code 63442
Income and economy in ZIP 63442
Median household income in ZIP 63442 is about $77,692 — about 3% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 3.8%; unemployment rate near 0.0%; 12.4% of adults with a bachelor’s degree or higher (about 21.3 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Agriculture, and Education; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 63442
Median home value is about $172,800 — about 50% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $497 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 90.6% (about 25.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 63442, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,110. That sits below the local median household income ($77,692), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.