ZIP Code 63457 — Monticello village, MO Demographics & Data

ZIP code 63457 covers Monticello, MO in Lewis County with a population of about 562.

At a glance, the area shows median age of 31.3 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-6; the QUINCY - HANNIBAL - KEOKUK media market.

Median household income in ZIP 63457 is about $61,705 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.4%; unemployment rate near 6.9%; 16.6% of adults with a bachelor’s degree or higher (about 17.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Manufacturing; about 5.7% of workers reporting work-from-home (about 9.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $179,900 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.5% (about 21.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63457 in Monticello, MO, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,156. That sits below the local median household income ($61,705), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Monticello village, MO as Very Low (composite score 27.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (37.1) and wildfire (36.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Monticello village, MO show little to no average snow and around 39.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 63457 (Monticello village, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.