US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63501
  5. Housing & Real Estate
Kirksville city, MO

ZIP 63501 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63501

Median Home Value
$159,700
Median Rent
$600
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,026/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63501 in Kirksville city, MO, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,026. That sits below the local median household income ($55,394), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.4%-15% vs US avg
x
Vacancy Rate
20.4%+98% vs US avg
x
Broadband Access
82.7%-5% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
43.9%+15% vs US avg
x
$159,700
Home Value
$600
Rent
1973
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.9%
  • 1-unit attached3.4%
  • 2-9 units21.2%
  • 10+ units4.4%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,700
Median rent$600
Owner-occupied55.4%
Vacant20.4%
Price-to-income2.9x
Est. income to buy$44,000