ZIP Code 63566 — Winigan CDP, MO Demographics & Data

ZIP code 63566 covers Winigan, MO in Linn County with a population of about 70.

At a glance, the area shows median age of 53.4 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-6; the OTTUMWA - KIRKSVILLE media market.

Median household income in ZIP 63566 is about $94,231 — about 25% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.7%; unemployment rate near 0.0%; 18.6% of adults with a bachelor’s degree or higher (about 15.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Finance and insurance, Manufacturing, and Transportation; a mean commute of about 51.0 minutes (U.S. average near 26.8).

Median home value is about $103,600 — about 70% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.7% (about 29.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63566 in Winigan, MO, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $665. That sits below the local median household income ($94,231), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Winigan CDP, MO as Very Low (composite score 31.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (50.7) and flood (39.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Winigan CDP, MO show little to no average snow and around 40.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 63566 (Winigan CDP, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.