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Annapolis city, MO

ZIP 63620 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63620

Median Home Value
$122,200
Median Rent
$371
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$785/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63620 in Annapolis city, MO, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $785. That sits below the local median household income ($42,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.8%+16% vs US avg
x
Vacancy Rate
35.0%+240% vs US avg
x
Broadband Access
80.9%-7% vs US avg
x
4+ Bedrooms
2.6%-82% vs US avg
x
Built Pre-1939
8.4%-34% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
9.9%-80% vs US avg
x
Mortgage-Free
68.1%+78% vs US avg
x
$122,200
Home Value
$371
Rent
1973
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.5%
  • 1-unit attached0.2%
  • 2-9 units0.0%
  • 10+ units1.2%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$122,200
Median rent$371
Owner-occupied75.8%
Vacant35.0%
Price-to-income2.8x
Est. income to buy$34,000