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Caledonia village, MO

ZIP 63631 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63631

Median Home Value
$138,100
Median Rent
$542
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$887/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63631 in Caledonia village, MO, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $887. That sits below the local median household income ($72,344), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.8%+34% vs US avg
x
Vacancy Rate
18.2%+76% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
8.4%-43% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
21.1%-58% vs US avg
x
Mortgage-Free
56.0%+47% vs US avg
x
$138,100
Home Value
$542
Rent
1974
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.5%
  • 1-unit attached1.6%
  • 2-9 units2.9%
  • 10+ units0.0%
  • Mobile home & other15.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,100
Median rent$542
Owner-occupied87.8%
Vacant18.2%
Price-to-income1.9x
Est. income to buy$38,000