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Altenburg city, MO

ZIP 63732 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63732

Median Home Value
$177,000
Median Rent
$708
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,137/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63732 in Altenburg city, MO, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,137. That sits below the local median household income ($83,029), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.4%+15% vs US avg
x
Vacancy Rate
18.6%+81% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
6.8%-86% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$177,000
Home Value
$708
Rent
1966
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.5%
  • 1-unit attached0.0%
  • 2-9 units1.4%
  • 10+ units0.0%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,000
Median rent$708
Owner-occupied75.4%
Vacant18.6%
Price-to-income2.1x
Est. income to buy$49,000