ZIP Code 63742 — Commerce village, MO Demographics & Data

ZIP code 63742 covers Commerce, MO in Scott County with a population of about 147.

At a glance, the area shows median age of 28.8 versus a U.S. median of about 38.9.

It sits in telephone area code 573; U.S. House district MO-8; the PADUCAH - CAPE GIRAR D - HARSBG media market.

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 0.0%; 8.5% of adults with a bachelor’s degree or higher (about 25.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Information, and Professional services; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 50.0 minutes (U.S. average near 26.8).

Median home value is about $80,500 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.2% (about 25.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 63742 in Commerce, MO, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $517. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Commerce village, MO as Relatively Low (composite score 80.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (49.0) and hurricane (40.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Commerce village, MO show little to no average snow and around 47.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 7 for ZIP 63742 (Commerce village, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.