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Caruthersville city, MO

ZIP 63830 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63830

Median Home Value
$136,300
Median Rent
$492
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$876/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63830 in Caruthersville city, MO, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $876. That is roughly in line with the local median household income ($36,576). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
52.0%-20% vs US avg
x
Vacancy Rate
15.3%+49% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
8.7%-32% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.2%-49% vs US avg
x
Mortgage-Free
44.1%+15% vs US avg
x
$136,300
Home Value
$492
Rent
1970
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.0%
  • 1-unit attached3.9%
  • 2-9 units18.6%
  • 10+ units3.6%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$136,300
Median rent$492
Owner-occupied52.0%
Vacant15.3%
Price-to-income3.7x
Est. income to buy$38,000