US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 63876
  5. Housing & Real Estate
Senath city, MO

ZIP 63876 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 63876

Median Home Value
$98,200
Median Rent
$296
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$631/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 63876 in Senath city, MO, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $631. That sits below the local median household income ($42,083), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
18.1%+76% vs US avg
x
Broadband Access
80.4%-8% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
11.7%-9% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
5.4%-89% vs US avg
x
Mortgage-Free
52.1%+36% vs US avg
x
$98,200
Home Value
$296
Rent
1973
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.3%
  • 1-unit attached0.9%
  • 2-9 units10.7%
  • 10+ units1.2%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$98,200
Median rent$296
Owner-occupied69.8%
Vacant18.1%
Price-to-income2.3x
Est. income to buy$27,000