US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 64108
  5. Housing & Real Estate
Kansas City city, MO

ZIP 64108 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64108

Median Home Value
$286,300
Median Rent
$1,345
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,839/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

17.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64108 in Kansas City city, MO, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,839. That is roughly in line with the local median household income ($74,462). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.7%-50% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
4.2%-39% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
31.9%-16% vs US avg
x
$286,300
Home Value
$1,345
Rent
1977
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached23.6%
  • 1-unit attached5.5%
  • 2-9 units13.6%
  • 10+ units56.9%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$286,300
Median rent$1,345
Owner-occupied32.7%
Vacant11.8%
Price-to-income3.8x
Est. income to buy$79,000