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Kansas City city, MO

ZIP 64116 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64116

Median Home Value
$226,600
Median Rent
$1,023
Affordability Snapshot
$62,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,456/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64116 in Kansas City city, MO, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,456. That is roughly in line with the local median household income ($63,352). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
44.3%-32% vs US avg
x
Vacancy Rate
10.0%-3% vs US avg
x
Broadband Access
80.3%-8% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
37.9%-1% vs US avg
x
$226,600
Home Value
$1,023
Rent
1974
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.4%
  • 1-unit attached6.4%
  • 2-9 units14.8%
  • 10+ units27.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$226,600
Median rent$1,023
Owner-occupied44.3%
Vacant10.0%
Price-to-income3.6x
Est. income to buy$62,000