US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 64124
  5. Housing & Real Estate
Kansas City city, MO

ZIP 64124 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64124

Median Home Value
$109,400
Median Rent
$734
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$703/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64124 in Kansas City city, MO, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $703. That sits below the local median household income ($46,384), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.0%-28% vs US avg
x
Vacancy Rate
16.1%+56% vs US avg
x
Broadband Access
78.9%-9% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
63.3%+66% vs US avg
x
$109,400
Home Value
$734
Rent
1938
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.2%
  • 1-unit attached4.5%
  • 2-9 units22.6%
  • 10+ units14.3%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$109,400
Median rent$734
Owner-occupied47.0%
Vacant16.1%
Price-to-income2.4x
Est. income to buy$30,000