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Kansas City city, MO

ZIP 64128 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64128

Median Home Value
$64,800
Median Rent
$678
Affordability Snapshot
$18,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$416/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64128 in Kansas City city, MO, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $416. That sits below the local median household income ($35,257), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
45.6%-30% vs US avg
x
Vacancy Rate
18.6%+80% vs US avg
x
Broadband Access
79.4%-9% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
7.1%-44% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
28.8%-42% vs US avg
x
Mortgage-Free
77.1%+102% vs US avg
x
$64,800
Home Value
$678
Rent
1952
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.2%
  • 1-unit attached1.5%
  • 2-9 units11.0%
  • 10+ units10.3%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$64,800
Median rent$678
Owner-occupied45.6%
Vacant18.6%
Price-to-income1.8x
Est. income to buy$18,000