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Kansas City city, MO

ZIP 64130 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64130

Median Home Value
$71,500
Median Rent
$681
Affordability Snapshot
$20,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$459/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64130 in Kansas City city, MO, a household would need roughly $20,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $459. That sits below the local median household income ($40,770), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
51.0%-22% vs US avg
x
Vacancy Rate
20.9%+103% vs US avg
x
Broadband Access
82.2%-6% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
13.5%+6% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
71.5%+87% vs US avg
x
$71,500
Home Value
$681
Rent
1951
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.6%
  • 1-unit attached1.4%
  • 2-9 units8.0%
  • 10+ units9.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$71,500
Median rent$681
Owner-occupied51.0%
Vacant20.9%
Price-to-income1.8x
Est. income to buy$20,000