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Kansas City city, MO

ZIP 64131 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64131

Median Home Value
$217,700
Median Rent
$867
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,398/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64131 in Kansas City city, MO, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,398. That is roughly in line with the local median household income ($63,374). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.6%-26% vs US avg
x
Vacancy Rate
11.4%+11% vs US avg
x
Broadband Access
89.6%+3% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
9.4%-27% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
31.7%-17% vs US avg
x
$217,700
Home Value
$867
Rent
1959
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.5%
  • 1-unit attached5.2%
  • 2-9 units22.2%
  • 10+ units13.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,700
Median rent$867
Owner-occupied48.6%
Vacant11.4%
Price-to-income3.4x
Est. income to buy$60,000