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Kansas City city, MO

ZIP 64132 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64132

Median Home Value
$90,900
Median Rent
$746
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$584/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64132 in Kansas City city, MO, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $584. That sits below the local median household income ($43,798), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
47.3%-28% vs US avg
x
Vacancy Rate
19.0%+84% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
0.4%-97% vs US avg
x
Built Pre-1939
15.3%+19% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.8%-44% vs US avg
x
Mortgage-Free
50.5%+32% vs US avg
x
$90,900
Home Value
$746
Rent
1955
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.0%
  • 1-unit attached3.7%
  • 2-9 units10.0%
  • 10+ units8.1%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$90,900
Median rent$746
Owner-occupied47.3%
Vacant19.0%
Price-to-income2.1x
Est. income to buy$25,000