Median home value is about $393,500 — about 13% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,487 (about 28% above the U.S. median rent ($1,163)), and owner-occupancy near 63.5% (about 1.9 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 64139 in Kansas City, MO, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,528. That is roughly in line with the local median household income ($110,528). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.