ZIP Code 64149 — Kansas City city, MO Demographics & Data

ZIP code 64149 covers Kansas City, MO in Jackson County with a population of about 599.

At a glance, the area shows median age of 34.3 versus a U.S. median of about 38.9.

It sits in telephone area code 816; U.S. House district MO-5; the KANSAS CITY media market.

Median household income in ZIP 64149 is about $84,432 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.2%; unemployment rate near 0.0%; 28.8% of adults with a bachelor’s degree or higher (about 5.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Professional services, and Construction; about 32.6% of workers reporting work-from-home (about 17.4 points above the U.S. share (15.2%)); a mean commute of about 89.0 minutes (U.S. average near 26.8).

Median home value is about $350,000 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 75.1% (about 9.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64149 in Kansas City, MO, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,248. That is roughly in line with the local median household income ($84,432). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kansas City city, MO as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are flood (96.5) and wildfire (49.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kansas City city, MO show little to no average snow.

IRS migration statistics show a net inflow of about 27 for ZIP 64149 (Kansas City city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.