ZIP Code 64150 — Riverside city, MO Demographics & Data

ZIP code 64150 covers Riverside, MO in Platte County with a population of about 4,294.

At a glance, the area shows median age of 35.0 versus a U.S. median of about 38.9.

It sits in telephone area code 816; U.S. House district MO-6; the KANSAS CITY media market.

Median household income in ZIP 64150 is about $51,500 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.6%; unemployment rate near 5.9%; 38.5% of adults with a bachelor’s degree or higher (about 4.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Transportation, and Healthcare; about 21.6% of workers reporting work-from-home (about 6.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $323,300 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $805 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 44.8% (about 20.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64150 in Riverside, MO, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,077. That is about 73% above the local median household income ($51,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Riverside city, MO as Relatively Low (composite score 71.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (65.9) and wildfire (60.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Riverside city, MO show little to no average snow and around 38.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 194 for ZIP 64150 (Riverside city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.