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Kansas City city, MO

ZIP 64154 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64154

Median Home Value
$351,000
Median Rent
$1,184
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,255/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64154 in Kansas City city, MO, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,255. That is roughly in line with the local median household income ($92,686). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.1%-23% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
29.6%-23% vs US avg
x
$351,000
Home Value
$1,184
Rent
2002
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.8%
  • 1-unit attached9.4%
  • 2-9 units27.6%
  • 10+ units20.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$351,000
Median rent$1,184
Owner-occupied50.1%
Vacant6.7%
Price-to-income3.8x
Est. income to buy$97,000