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Kansas City city, MO

ZIP 64156 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64156

Median Home Value
$395,000
Median Rent
$1,297
Affordability Snapshot
$109,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,537/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64156 in Kansas City city, MO, a household would need roughly $109,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,537. That sits below the local median household income ($128,672), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
71.7%+10% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
96.9%+11% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
4.3%-38% vs US avg
x
Rent Burden >30%
8.3%-83% vs US avg
x
Mortgage-Free
30.0%-21% vs US avg
x
$395,000
Home Value
$1,297
Rent
2007
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.8%
  • 1-unit attached4.6%
  • 2-9 units9.9%
  • 10+ units8.8%
  • Mobile home & other8.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$395,000
Median rent$1,297
Owner-occupied71.7%
Vacant3.5%
Price-to-income3.1x
Est. income to buy$109,000