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Kansas City city, MO

ZIP 64157 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64157

Median Home Value
$360,800
Median Rent
$1,632
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,318/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64157 in Kansas City city, MO, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,318. That sits below the local median household income ($137,681), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.3%+40% vs US avg
x
Vacancy Rate
1.5%-85% vs US avg
x
Broadband Access
95.3%+10% vs US avg
x
4+ Bedrooms
12.6%-15% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
3.8%-44% vs US avg
x
Rent Burden >30%
15.6%-69% vs US avg
x
Mortgage-Free
20.4%-47% vs US avg
x
$360,800
Home Value
$1,632
Rent
2006
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached6.2%
  • 2-9 units2.3%
  • 10+ units1.8%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$360,800
Median rent$1,632
Owner-occupied91.3%
Vacant1.5%
Price-to-income2.6x
Est. income to buy$99,000