ZIP Code 64166 — Kansas City city, MO Demographics & Data

ZIP code 64166 covers Kansas City, MO in Clay County with a population of about 273.

At a glance, the area shows median age of 56.0 versus a U.S. median of about 38.9.

It sits in telephone area code 816; U.S. House district MO-6; the KANSAS CITY media market.

Kansas City, MO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 64166 is about $148,636 — about 98% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 0.0%; 35.8% of adults with a bachelor’s degree or higher (about 2.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Manufacturing, and Public administration; about 29.6% of workers reporting work-from-home (about 14.4 points above the U.S. share (15.2%)); a mean commute of about 107.0 minutes (U.S. average near 26.8).

Median home value is about $425,600 — about 22% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64166 in Kansas City, MO, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,734. That sits below the local median household income ($148,636), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Kansas City city, MO as Relatively Moderate (composite score 89.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.8) and wildfire (69.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Kansas City city, MO show little to no average snow and around 40.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 64166 (Kansas City city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.