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ZIP 64188
Housing & Real Estate

ZIP 64188 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64188

Median Home Value

$201,400

Median Rent

$1,072

Affordability Snapshot

$55,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,294/mo PITI).

21%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64188, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,294. That is roughly in line with the local median household income ($60,545). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

61.1%-7% vs US avg

Vacancy Rate

14.7%+43% vs US avg

Broadband Access

93.7%+8% vs US avg

4+ Bedrooms

1.5%-90% vs US avg

Built Pre-1939

4.5%-65% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

41.3%-17% vs US avg

Mortgage-Free

44.2%+16% vs US avg

$201,400

Home Value

$1,072

Rent

1969

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached64.3%
1-unit attached5.1%
2-9 units11.5%
10+ units15.5%
Mobile home & other3.5%

ZIP 64188 — Housing & Real Estate

Housing & Real Estate in ZIP Code 64188

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