US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 64456
  5. Housing & Real Estate
Grant City town, MO

ZIP 64456 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64456

Median Home Value
$90,600
Median Rent
$226
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$582/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

33.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64456 in Grant City town, MO, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $582. That sits below the local median household income ($46,293), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.4%+17% vs US avg
x
Vacancy Rate
25.7%+150% vs US avg
x
Broadband Access
80.5%-7% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
10.2%-21% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
5.6%-89% vs US avg
x
Mortgage-Free
66.7%+75% vs US avg
x
$90,600
Home Value
$226
Rent
1962
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached0.8%
  • 2-9 units12.4%
  • 10+ units2.8%
  • Mobile home & other11.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$90,600
Median rent$226
Owner-occupied76.4%
Vacant25.7%
Price-to-income2.0x
Est. income to buy$25,000