US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 64476
  5. Housing & Real Estate
Pickering city, MO

ZIP 64476 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64476

Median Home Value
$109,400
Median Rent
$525
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$703/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64476 in Pickering city, MO, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $703. That sits below the local median household income ($53,906), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.7%+37% vs US avg
x
Vacancy Rate
15.2%+48% vs US avg
x
Broadband Access
74.4%-15% vs US avg
x
4+ Bedrooms
14.5%-2% vs US avg
x
Built Pre-1939
5.1%-60% vs US avg
x
Built Post-2014
2.2%-69% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
44.8%+17% vs US avg
x
$109,400
Home Value
$525
Rent
1957
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other13.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$109,400
Median rent$525
Owner-occupied89.7%
Vacant15.2%
Price-to-income2.0x
Est. income to buy$30,000