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Sheridan town, MO

ZIP 64486 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64486

Median Home Value
$55,700
Median Rent
$271
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$358/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64486 in Sheridan town, MO, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $358. That sits below the local median household income ($29,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.3%+9% vs US avg
x
Vacancy Rate
41.9%+307% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
3.0%-94% vs US avg
x
Mortgage-Free
72.0%+88% vs US avg
x
$55,700
Home Value
$271
Rent
1956
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.9%
  • 1-unit attached0.5%
  • 2-9 units5.6%
  • 10+ units0.0%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$55,700
Median rent$271
Owner-occupied71.3%
Vacant41.9%
Price-to-income1.9x
Est. income to buy$15,000