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ZIP 64502 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64502

Median Home Value
$86,700
Median Rent
$564
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$557/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64502, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $557. That sits below the local median household income ($32,926), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 29% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
27.3%-58% vs US avg
x
Vacancy Rate
28.7%+179% vs US avg
x
Broadband Access
64.0%-26% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
7.8%-39% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
25.2%-49% vs US avg
x
Mortgage-Free
60.7%+59% vs US avg
x
$86,700
Home Value
$564
Rent
1938
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.5%
  • 1-unit attached2.1%
  • 2-9 units17.5%
  • 10+ units34.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$86,700
Median rent$564
Owner-occupied27.3%
Vacant28.7%
Price-to-income2.6x
Est. income to buy$24,000