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Polo city, MO

ZIP 64671 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64671

Median Home Value
$166,800
Median Rent
$443
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,071/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

31.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64671 in Polo city, MO, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,071. That sits below the local median household income ($69,891), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.2%+36% vs US avg
x
Vacancy Rate
26.1%+153% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
9.5%-81% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$166,800
Home Value
$443
Rent
1982
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached0.7%
  • 2-9 units2.3%
  • 10+ units0.0%
  • Mobile home & other20.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$166,800
Median rent$443
Owner-occupied89.2%
Vacant26.1%
Price-to-income2.4x
Est. income to buy$46,000