ZIP Code 64682 — Tina village, MO Demographics & Data

ZIP code 64682 covers Tina, MO in Carroll County with a population of about 282.

At a glance, the area shows median age of 55.8 versus a U.S. median of about 38.9.

It sits in telephone area code 660; U.S. House district MO-6; the KANSAS CITY media market.

Tina, MO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 64682 is about $58,929 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.4%; unemployment rate near 5.9%; 11.9% of adults with a bachelor’s degree or higher (about 21.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Agriculture, and Retail trade; about 1.6% of workers reporting work-from-home (about 13.6 points below the U.S. share (15.2%)); a mean commute of about 126.0 minutes (U.S. average near 26.8).

Median home value is about $115,500 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64682 in Tina, MO, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $742. That sits below the local median household income ($58,929), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tina village, MO as Very Low (composite score 32.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (45.4) and wildfire (43.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tina village, MO show little to no average snow and around 40.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 64682 (Tina village, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.