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Wheeling city, MO

ZIP 64688 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64688

Median Home Value
$123,200
Median Rent
$333
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$791/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

30.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64688 in Wheeling city, MO, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $791. That sits below the local median household income ($66,354), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.1%+32% vs US avg
x
Vacancy Rate
17.6%+70% vs US avg
x
Broadband Access
70.9%-19% vs US avg
x
4+ Bedrooms
13.3%-10% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
55.6%+45% vs US avg
x
$123,200
Home Value
$333
Rent
1979
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.9%
  • 1-unit attached0.4%
  • 2-9 units4.3%
  • 10+ units0.0%
  • Mobile home & other10.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,200
Median rent$333
Owner-occupied86.1%
Vacant17.6%
Price-to-income1.9x
Est. income to buy$34,000