US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 64738
  5. Housing & Real Estate
Collins village, MO

ZIP 64738 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64738

Median Home Value
$181,300
Median Rent
$494
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,165/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64738 in Collins village, MO, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,165. That sits below the local median household income ($60,274), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.6%+38% vs US avg
x
Vacancy Rate
17.1%+66% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
3.1%-56% vs US avg
x
Rent Burden >30%
15.7%-68% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$181,300
Home Value
$494
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.8%
  • 1-unit attached0.0%
  • 2-9 units0.9%
  • 10+ units0.0%
  • Mobile home & other39.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,300
Median rent$494
Owner-occupied90.6%
Vacant17.1%
Price-to-income3.0x
Est. income to buy$50,000