ZIP Code 64801 — Joplin city, MO Demographics & Data

ZIP code 64801 covers Joplin, MO in Jasper County with a population of about 36,398.

At a glance, the area shows median age of 40.0 (near the U.S. median).

It sits in telephone area code 417; U.S. House district MO-7; the JOPLIN - PITTSBURG media market.

Joplin, MO sits in a university / college context (near ozark christian college (0.8 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 64801 is about $51,360 — about 32% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.2%; unemployment rate near 5.1%; 25.7% of adults with a bachelor’s degree or higher (about 8.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 8.1% of workers reporting work-from-home (about 7.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $176,100 — about 49% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $664 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 55.2% (about 10.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 64801 in Joplin, MO, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,131. That is roughly in line with the local median household income ($51,360). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Joplin city, MO as Relatively Moderate (composite score 85.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (84.9) and wildfire (66.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Joplin city, MO show little to no average snow and around 45.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,645 for ZIP 64801 (Joplin city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.