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Carl Junction city, MO

ZIP 64834 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 64834

Median Home Value
$200,300
Median Rent
$856
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,287/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 64834 in Carl Junction city, MO, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,287. That sits below the local median household income ($78,682), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.7%+19% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
90.7%+4% vs US avg
x
4+ Bedrooms
10.6%-28% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
3.2%-54% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
25.9%-32% vs US avg
x
$200,300
Home Value
$856
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.3%
  • 1-unit attached2.7%
  • 2-9 units6.2%
  • 10+ units0.0%
  • Mobile home & other5.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$200,300
Median rent$856
Owner-occupied77.7%
Vacant7.2%
Price-to-income2.5x
Est. income to buy$55,000