US5.com
  1. Home
  2. States
  3. Missouri
  4. ZIP 65025
  5. Housing & Real Estate
Clarksburg city, MO

ZIP 65025 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65025

Median Home Value
$167,500
Median Rent
$444
Affordability Snapshot
$46,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,076/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65025 in Clarksburg city, MO, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,076. That sits below the local median household income ($51,538), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.2%+4% vs US avg
x
Vacancy Rate
15.2%+47% vs US avg
x
Broadband Access
74.3%-15% vs US avg
x
4+ Bedrooms
9.1%-39% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
36.7%-26% vs US avg
x
Mortgage-Free
55.2%+45% vs US avg
x
$167,500
Home Value
$444
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other23.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$167,500
Median rent$444
Owner-occupied68.2%
Vacant15.2%
Price-to-income3.3x
Est. income to buy$46,000