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Osage Beach city, MO

ZIP 65047 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65047

Median Home Value
$233,700
Median Rent
$245
Affordability Snapshot
$64,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,501/mo PITI).

5%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

79.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65047 in Osage Beach city, MO, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,501. That is roughly in line with the local median household income ($61,014). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.1%-16% vs US avg
x
Vacancy Rate
33.2%+222% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.8%-75% vs US avg
x
Rent Burden >30%
2.7%-95% vs US avg
x
Mortgage-Free
27.3%-29% vs US avg
x
$233,700
Home Value
$245
Rent
1990
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.6%
  • 1-unit attached5.8%
  • 2-9 units13.8%
  • 10+ units22.7%
  • Mobile home & other15.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$233,700
Median rent$245
Owner-occupied55.1%
Vacant33.2%
Price-to-income3.8x
Est. income to buy$64,000