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Linn city, MO

ZIP 65051 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65051

Median Home Value
$178,100
Median Rent
$526
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,144/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65051 in Linn city, MO, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,144. That sits below the local median household income ($63,628), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
67.3%+3% vs US avg
x
Vacancy Rate
19.5%+90% vs US avg
x
Broadband Access
78.0%-10% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
23.8%-52% vs US avg
x
Mortgage-Free
48.1%+26% vs US avg
x
$178,100
Home Value
$526
Rent
1984
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.5%
  • 1-unit attached1.4%
  • 2-9 units18.2%
  • 10+ units6.7%
  • Mobile home & other10.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,100
Median rent$526
Owner-occupied67.3%
Vacant19.5%
Price-to-income2.8x
Est. income to buy$49,000