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Owensville city, MO

ZIP 65066 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 65066

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Owensville city, MO as Very Low (composite score 32.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (46.1) and wildfire (34.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Very Low
Risk index
32.0
Flood risk
46.1
Wildfire risk
34.3
Hurricane risk
15.9
Earthquake risk
62.7
Tornado risk
35.2
Winter weather risk
40.2
Hail risk
43.3

Climate & Weather in ZIP Code 65066

Climate normals for Owensville city, MO show little to no average snow and around 45.2 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Very Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
6b
Annual Snow Days
0
Annual Precipitation
45.19 in
FEMA NRI rating
Very Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6b
Annual precip (in)45.19
Snow days0
Broadband access86.4%
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingVery Low
NRI risk index32.0
Flood risk (NRI)46.1
Wildfire risk (NRI)34.3
Hurricane risk (NRI)15.9
IRS net migration272