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St. Elizabeth village, MO

ZIP 65075 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65075

Median Home Value
$264,200
Median Rent
$511
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,697/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

43.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65075 in St. Elizabeth village, MO, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,697. That sits below the local median household income ($83,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.8%+40% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
8.1%-45% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
56.3%+47% vs US avg
x
$264,200
Home Value
$511
Rent
1986
Year Built
1998
Moved In

Residents have lived here since ~1998 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.3%
  • 1-unit attached0.0%
  • 2-9 units3.4%
  • 10+ units0.0%
  • Mobile home & other11.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$264,200
Median rent$511
Owner-occupied91.8%
Vacant4.4%
Price-to-income3.2x
Est. income to buy$73,000