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Keytesville city, MO

ZIP 65261 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65261

Median Home Value
$111,600
Median Rent
$356
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$717/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65261 in Keytesville city, MO, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $717. That sits below the local median household income ($61,964), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 39% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+16% vs US avg
x
Vacancy Rate
38.8%+277% vs US avg
x
Broadband Access
79.5%-9% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
11.3%-77% vs US avg
x
Mortgage-Free
51.6%+35% vs US avg
x
$111,600
Home Value
$356
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached0.0%
  • 2-9 units5.6%
  • 10+ units1.7%
  • Mobile home & other16.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$111,600
Median rent$356
Owner-occupied76.2%
Vacant38.8%
Price-to-income1.8x
Est. income to buy$31,000