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, MO

ZIP 65326 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65326

Median Home Value
$182,600
Median Rent
$507
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,173/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65326 in MO, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,173. That is roughly in line with the local median household income ($52,763). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 63% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.0%+44% vs US avg
x
Vacancy Rate
63.0%+512% vs US avg
x
Broadband Access
75.7%-13% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
50.0%+1% vs US avg
x
Mortgage-Free
54.5%+43% vs US avg
x
$182,600
Home Value
$507
Rent
1978
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.9%
  • 1-unit attached0.0%
  • 2-9 units1.2%
  • 10+ units0.0%
  • Mobile home & other16.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$182,600
Median rent$507
Owner-occupied94.0%
Vacant63.0%
Price-to-income3.5x
Est. income to buy$50,000