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ZIP 65402
Housing & Real Estate

ZIP 65402 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65402

Median Home Value

$128,000

Median Rent

$516

Affordability Snapshot

$35,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$822/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65402, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $822. That is roughly in line with the local median household income ($31,230). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

44.0%-33% vs US avg

Vacancy Rate

10.3%-0% vs US avg

Broadband Access

77.4%-11% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

11.1%-14% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

41.1%-17% vs US avg

Mortgage-Free

43.5%+14% vs US avg

$128,000

Home Value

$516

Rent

1976

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached57.8%
1-unit attached0.6%
2-9 units31.2%
10+ units7.0%
Mobile home & other3.4%

ZIP 65402 — Housing & Real Estate

Housing & Real Estate in ZIP Code 65402

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