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Cuba city, MO

ZIP 65453 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65453

Median Home Value
$184,100
Median Rent
$569
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,183/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65453 in Cuba city, MO, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,183. That sits below the local median household income ($61,504), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.9%+10% vs US avg
x
Vacancy Rate
21.4%+107% vs US avg
x
Broadband Access
80.4%-8% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
16.0%-68% vs US avg
x
Mortgage-Free
41.9%+10% vs US avg
x
$184,100
Home Value
$569
Rent
1980
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.1%
  • 1-unit attached0.4%
  • 2-9 units6.9%
  • 10+ units2.3%
  • Mobile home & other8.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$184,100
Median rent$569
Owner-occupied71.9%
Vacant21.4%
Price-to-income3.0x
Est. income to buy$51,000