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Edgar Springs city, MO

ZIP 65462 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65462

Median Home Value
$117,700
Median Rent
$375
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$756/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65462 in Edgar Springs city, MO, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $756. That sits below the local median household income ($56,400), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.6%+45% vs US avg
x
Vacancy Rate
19.9%+94% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
5.7%-17% vs US avg
x
Rent Burden >30%
10.0%-80% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$117,700
Home Value
$375
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.6%
  • 1-unit attached1.1%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other26.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,700
Median rent$375
Owner-occupied94.6%
Vacant19.9%
Price-to-income2.1x
Est. income to buy$32,000