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Lebanon city, MO

ZIP 65536 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 65536

Median Home Value
$159,400
Median Rent
$555
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,024/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 65536 in Lebanon city, MO, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,024. That sits below the local median household income ($50,902), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.0%+7% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
78.6%-10% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
8.1%-37% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
15.6%-69% vs US avg
x
Mortgage-Free
42.4%+11% vs US avg
x
$159,400
Home Value
$555
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached4.4%
  • 2-9 units7.7%
  • 10+ units4.9%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$159,400
Median rent$555
Owner-occupied70.0%
Vacant9.4%
Price-to-income3.1x
Est. income to buy$44,000