ZIP Code 65603 — Arcola village, MO Demographics & Data

ZIP code 65603 covers Arcola, MO in Dade County with a population of about 113.

At a glance, the area shows median age of 54.3 versus a U.S. median of about 38.9.

It sits in telephone area code 417; U.S. House district MO-4; the SPRINGFIELD, MO media market.

On socioeconomic markers, US5 shows a poverty rate of 1.8%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Agriculture, Other services, and Manufacturing; a mean commute of about 46.0 minutes (U.S. average near 26.8).

Median home value is about $280,000 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 91.7% (about 26.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65603 in Arcola, MO, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,799. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Arcola village, MO as Very Low (composite score 23.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (38.1) and flood (27.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Arcola village, MO show little to no average snow and around 44.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 65603 (Arcola village, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.