ZIP Code 65604 — Ash Grove city, MO Demographics & Data

ZIP code 65604 covers Ash Grove, MO in Greene County with a population of about 3,909.

At a glance, the area shows median age of 38.2 (near the U.S. median).

It sits in telephone area code 417; U.S. House district MO-7; the SPRINGFIELD, MO media market.

Median household income in ZIP 65604 is about $65,634 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.5%; unemployment rate near 4.9%; 29.7% of adults with a bachelor’s degree or higher (about 4.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $192,700 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $478 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 83.7% (about 18.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 65604 in Ash Grove, MO, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,238. That sits below the local median household income ($65,634), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ash Grove city, MO as Relatively Moderate (composite score 90.1), which is among the highest nationally. The strongest component scores on US5 are flood (88.8) and wildfire (72.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ash Grove city, MO show little to no average snow and around 43.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 177 for ZIP 65604 (Ash Grove city, MO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.